Why Do I Need Title Insurance?

The deed to your new property does not cancel existing claims other people may have to your property--Claims that may go back in time to the earliest owners of your newly acquired property.

Title Insurance guarantees clear title to the buyer and lender once all of the title commitment requirements have been met. Title insurance also protects against loss due to the following title defects:

• Fraud in connection with the execution of documents

• Forgery

• Incorrect Legal Descriptions

• Mental Incompetence of Grantors

• Other Defects

Owners Title Insurance, with a one time premium will protect you for as long as you own the property. In order to issue a Title Commitment, Tippecanoe Title investigates:

• Chain of Title

Confirm Legal Owner

• Legal Description

Confirm deed is for the correct parcel of land

• Easements

Confirm driveway and public utility easements

• Taxes

Confirm Taxes are paid to the current period and there are no delinquent taxes due

• Open Mortgages

Confirm old mortgages have been paid and released

• Judgments

Confirm if law suits are pending which could affect property or title

Multi-County Exposure, An On-Staff Attorney, Professionalism, and Accuracy are all combined in Tippecanoe Title Services, Inc. to give you the best service possible.